Home Buyers – Hands Off Your Credit While Your Home Search or Loan Is Pending!

Costa Mesa, Newport Beach and Orange County home buyers – in today’s tough lending and underwriting climate, it’s routine for lenders to check, double check, then check again your credit, employment and income.  In other words, the “pre approval” is hardly the final check.  Your lender is likely (in fact, required, if through Fannie Mae […]

Thinking of Buying a Home? – Pre-Approval – it’s the Necessary First Step

Looking for your dream home in Newport Beach, Costa Mesa, Orange County or elsewhere? You simply cannot have a serious discussion about buying a home without a serious consultation with a lender. Unless you have hundreds of thousands of dollars in the bank, chances are you’re like most people and will need to borrow the […]